When you’re buying a home the documents are technical, following the timeline is imperative, and working through negotiations can be challenging. As a member of the National Association of REALTORS®, Texas REALTORS®, and Greater Texoma Association of REALTORS®, my expertise and my access to industry tools and data will help you make an informed decision when it comes to buying a home. From determining a property’s market value, to writing the best offer for you. From helping you understand the inspection report, to negotiating on your behalf. My goal is to alleviate your stress, while getting the best outcome for you.

Talk to a lender, figure out what you are comfortable spending, and get a preapproval letter. Know how much you are approved to borrow before looking at houses and make sure you have a good grasp of your full financial picture. Then call me and let’s find what you are looking for!

This will depend on the sales price of the home you’re buying, and what costs have been negotiated. According to Fair Texas Title, the title policy ranges from 0.9% to 0.6% of the sales price and can be paid by either the Seller or the Buyer. Generally, the higher the sales price, the lower the percentage. Property taxes will be prorated, but you’ll likely owe some. You’ll need to pay about a year’s worth of homeowners insurance up front.

There are fees that are specific to title companies and lenders that may vary from company to company.  When you’re ready to start your search, we’ll sit down and talk through what fees to expect, and run an estimate of closing costs.  But know this—you’ll need to bring more than just your down payment to the closing table.